Student Loan Consolidation

A Direct Consolidation Loan is a federal loan made by the U.S. Department of Education that allows you to combine one or more federal student loans into one new loan. As a result of consolidation, you will only have to make one monthly payment on your federal loans and the amount of time you have to repay your loan will be extended. Even defaulted federal student loans can be consolidated if certain requirements are met.

A Direct Loan Consolidation can be a great option for many former students because it usually results in a lower monthly payment, lower interest rate and only one convenient monthly payment to make.

Loans eligible for consolidation:

  • Direct Subsidized Loans
  • Direct Unsubsidized Loans
  • Subsidized Federal Stafford Loans
  • Unsubsidized Federal Stafford Loans
  • Direct PLUS Loans
  • PLUS loans from the Federal Family Education Loan (FFEL) Program
  • Supplemental Loans for Students (SLS)
  • Federal Perkins Loans
  • Federal Nursing Loans
  • Health Education Assistance Loans
  • Other currently existing consolidated loans

Only by consolidating your Federal Student Loans into the William D. Ford Federal Direct Loan Program can you take full advantage of all the Federal programs offered. Through a free consultation Student Loan Processing can explain all the benefits of consolidating your Federal Student Loans to determine exactly how much Forgiveness you may be eligible for.

Private education loans are not eligible for consolidation.

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