Credit Card Debt Lawyer
If you are having problems with paying your credit card bills and you're finding that your debt keeps increasing, our credit card debt lawyers at Thomas K. McKnight might have a resolution for you. Our attorneys have years of experience taking on debt negotiation and credit card problems, and can devise strategies to improve your particular debt issues before they worsen.
Know that you are not alone. We have helped many individuals just like you find a solution to resolve their credit card debts, whether it is through bankruptcy or a non-bankruptcy solution.
Bankruptcy Can Wipe Out Credit Card Debts
Bankruptcy may be a solution. When you file bankruptcy, it can be through Chapter 7 or a Chapter 13. The advantages are that when filing a Chapter 7, you have the ability to have all of your debts cleared from your account immediately. While the process itself might take a few months, you won't have to worry about paying unsecured debts back and this can help you to get a clean slate in life.
Concerned about your credit report, or concerned that a judgment will wind up looking badly on your record because it may lead to a wage garnishment? Our lawyers concentrate on debt negotiations and can help to establish a plan with your creditors or file for bankruptcy to immediately cease all harassing calls along with any garnishments attempting to take money out of your account.
Debt Negotiation to Settle Credit Card Debt
Occasionally individuals are hit with a very large health scare and following that they receive a ton of medical expenses. While they try to balance out the bills, they're not able to pay other expenses in a timely fashion. If you need more time to make payments with your credit card debt, we can also help you develop the negotiations in regards to a trust-- that way, you can deposit money into the account to make payment and we can send them on your behalf. As this will help to reach a settlement in a quicker manner, you don't have to worry about harassing calls coming to you. To set up any of these options or to ask us questions as they pertain to you, and to schedule your free consultation, call us today.
For more information about a Credit Card Debt Lawyer in Orange County, California, contact Thomas K. McKnight LLP at (800) 466-7507 or visit our website at TKMLLP.Com for a free consultation!